Consumer Loans
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Consumer Loans

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Auto Loans

Save up to 20% or More!*

With Community Alliance Credit Union's award winning Auto Loan rates!

Datatrac is America's largest interest rate database and certifies that Community Alliance's Auto Loans have consistently outperformed the Michigan market average for the year ending December 31, 2010 earning a Datatrac Great Rate Award!

Calculate Your Savings by Clicking Here!

We can put you in the driver’s seat of a new car!
Community Alliance Credit Union is leading the way with low rates! Whether you are looking for a new, used car or a classic vehicle, the loan professionals at your Credit Union can help you find the right payment and term for your automotive needs.

Getting started
When shopping for a auto, it's always best to know how much you can afford to spend and how much you qualify for.  You can become pre-approved by applying online or by calling our Lending Department today at 888.254.9716!  In addition, our Livonia Branch is open 7 days for your convenience. 

Now Available!  Financing at the Dealership!  We have partnered with approved dealerships to offer you the convenience of low-cost Community Alliance Credit Union financing at a dealer near you.  Ask for Community Alliance financing, get approved and drive away in your new vehicle all in the same day . For a list of our approved auto dealers click here.

Close the deal
Automatic payments will save you time and money.  At closing, we can show you how to make payments through regular monthly deductions from your paycheck or checking account.

*For Community Alliance Credit Union 60 Month New Auto Loan rates with preferred credit rating compared to the average preferred credit rate for institutions in Michigan as tracked by Datatrac on 4/21/11.

Guaranteed Asset Protection (GAP)

GAP is a voluntary program that we offer for your new or used vehicle loan.  To learn more click here.


AAA Discounts

Because you belong to Community Alliance Credit Union, you are eligible for group discounts on Auto and Home Insurance coverages including:


 

Boat, Motorcycle, and RV Loans

Time to enjoy the great outdoors!
Looking to buy the boat, motorcycle or RV of your dreams? Community Alliance Credit Union makes it easier from start to finish. You'll find everything you need to make this process a pleasant experience.

Getting started
When shopping for a new boat or RV, it's always best to know how much you can afford to spend and how much you qualify for. You can become pre-approved by applying online or by calling our Lending Department today! 888.254.9716.  In addition our Livonia Branch is open 7 days for your convenience.

When shopping for a loan, you’ll find that our rates are more affordable, with low fixed rates. Other great benefits include no application fee and no prepayment penalties. The rate you receive will be based on your credit history, your income and the value of your boat or RV.

Close the deal
Automatic payments will save you time and money.  At closing, we can show you how to make payments through regular monthly deductions from your paycheck or checking account.
 

GAP is also available on your recreational vehicle, click on the link above for more information. 

Educational Loans

Your Credit Union provides a competitive loan product for all your educational needs.  Your educational loan can be used for college, technical school, or any kind of secondary education. Just provide us with invoices or receipts for educational expenses.  If you opt for direct deposit, we can also offer you a rate reduction!
 

Anytime Cash Line-of-Credit

Consolidate your debt into one monthly payment with our Anytime Cash Loan.  This is an unsecured line-of-credit loan with limits available from $1,000 up to $15,000. Once approved, you can access your loan anytime from just about anywhere.  Features include:

Personal Loans

Closed-end personal loans are available for such items as debt consolidation, emergency expenses, etc. This loan provides a lump-sum amount, stable monthly payments, fixed rate and term.
        

Share Secured Loans

Obtain a low-rate loan by securing the loan with funds in your share account, certificate of deposit, or money market account.
 

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Equal Housing LenderNational Credit Union Administration
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act