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Mortgage Loans                                                                               

Mortgages You Can Live With From Someone You Trust!
Your Credit Union’s Mortgage Center offers the best rates and products around.
 

get Pre-Approved*

What can be better than getting Pre-Approved with no up front costs while you shop for your dream home? Your Pre-Approval is an essential tool when shopping.

Your Pre-Approval will...

• Determine what homes are in your price range;                                                                     
• Assure real estate brokers and sellers that you are a qualified buyer;
• And can be used to your advantage in future negotiations. 

*A nominal fee will be charged to cover the cost of the credit report.
 

New Purchase

Your new purchase can be fast and easy. Our mortgage experts have years of experience making the mortgage process flow smoothly. 

Refinance

Our experts will help you determine if refinancing is right for you. If it's time to refinance, you could lower your monthly payment, consolidate debt, shorten the term of your mortgage, and even take out some extra cash.
 

Available Programs

1. Various Term Fixed Rate Options
2. Adjustable Rate Mortgages
3. Balloon Mortgages
4. Flexible Down Payment Options
5. First Time Home Buyer
6. Interest Only
7. Jumbo Loans 
8. Reverse Mortgages

Consult one of our Loan Officers today!

Call 888.562.6865 or CLICK HERE to visit our Mortgage Center online today! 

 Home Equity Loans

Take advantage of the equity in your home by using it as collateral for a home equity loan. Community Alliance Credit Union offers two programs to meet your needs.

Line-of-Credit Program

• Credit limits up to 80% of the appraised value (less first mortgage).
• Please contact the Credit Union for details on rates and repayment terms.
   

Fixed Rate Closed-End Loans

• Credit Limits up to 100% of the appraised value (less first mortgage).
• Please contact the Credit Union for details on rates and repayment terms.
   

Both Programs

• Low rates
• No application fee
• Easy terms to fit your monthly budget 
• Minimum limit of $10,000 and maximum of $150,000
• Tax Break (For more information, consult your tax advisor)

Not sure which way to go?  Talk with one of our Member Service Representatives today to get you in the right direction.

Application rate varies depending on member's credit qualifications.  Credit limit based upon credit qualifications and loan-to-value ratio (up to 100% of fair market value of Michigan primary residence less other liens). Terms are subject to change without notice.  Property, title and/or flood insurance, if applicable are required.