| Savings Rates | ||||
| Effective Date: Saturday, January 28th, 2012 | ||||
| Share Type | Minimum | Dividend Rate | APY* | Compounded |
Savings (1) |
$5.00** | 0.100% | 0.100% | Quarterly |
| Money Market (share 85) |
$2,500 | 0.150% | 0.150% | Monthly |
| Premium Money Market (share 86) |
$25,000-$49,999 | 0.200% | 0.200% | Monthly |
| Premium Money Market (share 86) |
$50,000-$99,999 | 0.349% | 0.350% | Monthly |
| Premium Money Market (share 86) | $100,000 and over | 0.548% | 0.550% | Monthly |
IRA Share (1) |
$5.00 | 0.100% | 0.100% | Quarterly |
IRA Roth/Educational |
$5.00 | 0.100% | 0.100% | Quarterly |
| Holiday Savings (Share 99) |
$5.00 | 0.100% | 0.100% | Quarterly |
| Interest Checking | $5.00 - $2,499 | 0.050% | 0.050% | Monthly |
| $2,500 - $14,999 | 0.100% | 0.100% | Monthly | |
| $15,000 | 0.150% | 0.150% | Monthly | |
| Business Interest Checking | Less than $3,500 | No Interest Paid | ||
| $3,500 - $9,999 | 0.100% | 0.100% | Monthly | |
| $10,000 | 0.200% | 0.200% | Monthly | |
(*) APY (annual percentage yield) means a percentage rate reflecting the total amount of dividends or interest paid on an account, based on the dividend or interest rate and the frequency of compounding for a 365 day period. Fees may reduce earnings. Minimum balance may be required on some accounts to earn dividends. Rates may change after account is open. | ||||
**The primary share account (share 01) must maintain a minimum balance of $5.00. | ||||
(1) Dividend shown is for the previous quarter. Community Alliance Credit Union's Board of Directors determines the dividend rate paid on share accounts each calendar quarter based on the earnings of the Credit Union. These dividends are calculated based on the daily balance and paid on the first day of the following quarter. | ||||
| Certificate of Deposit Rates | ||||
| Effective Date: Saturday, January 28th, 2012 | ||||
| Certificate Type | Minimum | Rate | APY* | Compounded |
| 6 Month (regular, IRA, educational, Roth) |
$500 | 0.200% | 0.200% | Anniversary |
1 Year |
$500 | 0.300% | 0.300% | Monthly |
| 1 Year - Save to Win | $25 | 0.499% | 0.500% | Monthly |
| 18 Month (regular, IRA, educational, Roth) |
$500 | 0.399% | 0.400% | Monthly |
2 Year |
$500 | 0.598% | 0.600% | Monthly |
3 Year |
$500 | 0.846% | 0.850% | Monthly |
5 Year |
$500 | 1.489% | 1.500% | Monthly |
With an Interest Checking account you are eligible to receive a 1/2% rate bonus on any regularly priced certificates. This offer may not be combined with any other promotion. | ||||
A penalty is imposed for early withdrawals on Certificates of Deposit. Fees may reduce earnings. | ||||
Savings & Checking
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