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Online Banking



Checking Accounts

Find the right Checking Account for You!

Regular Checking

Anytime...Anywhere Checking:

  • Save time and money with Direct Deposit
  • Overdraft Protection* available from your savings account and/or a line-of-credit loan
  • No minimum balance required ($50 opening deposit is required)
  • Manage Alerts - you can set up alerts as a text message or email within Online Banking
  • FREE Online Banking, Mobile Banking, and Bill Pay
  • FREE access to nearly 30,000 ATM's through the CO-OP Network
  • No transaction or monthly fees for using your Visa Debit Card
  • No per check transaction fees
    • .25% APR rate discount on all vehicle and share secured loans with automatic payment from your Regular Checking
      • Discount can not be combined with any other offers

FREE Student Checking

  • No quarterly account service fee*
  • Members ages 16-17 can open a FREE Checking with their parents through our Teen Club
  • Members ages 18-25 can open a FREE Checking anytime.  

Learn the basics of managing a checking account with a web-based checking account management education module called CheckRight available to you for FREE as a partner with Accel. 

Make the Switch Today!  We Can Guide You Through Each Step!

This easy guide will help you Make the Switch:

  • Switch kit checklist, switch payroll, close your account, and switch your automatic withdrawals

We'll go to work for you to make the switch.  

To get started, open an account at Community Alliance Credit Union by visiting our Livonia Office Open 7 Days a Week!

*Ways to Avoid the Quarterly Account Service Fee:

  • Have our Visa Credit Card, or a Mortgage, or a loan balance greater than $300
  • Have Direct Deposit or ACH Credit/Debit item clear you account monthly
  • Excludes members ages 25 and younger

*Overdraft protection is also available as a transfer from savings or from a pre-approved line-of-credit loan.  Members must qualify.

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