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Online Banking

Home Equity

Home Equity Loans

With a Home Equity Line-of-Credit you can access cash whenever you need it.  

Your house may be full of cash!  Pull the money out of your house and use it to add value to your home's equity. 

Home Equity Line-of-Credit - HELOC

  • No Annual FeeHome Equity Loan
  • Credit limits up to 90% of the appraised value (less first mortgage)
  • To apply, visit us in Livonia 7 days a week!
  • Call us Monday - Friday at 800.287.0046
  • Use our calculators to determine your Home Equity loan payment   
  • Get a Free Quote and Save on Home Owners Insurance

Fixed Rate Closed-End Loans

  • Credit Limits up to 100% of the appraised value (less first mortgage).
  • Please contact the Credit Union for details on rates and repayment terms.

Cash Out Mortgage Refinance

All Programs Offer

  • Low rates
  • Low or no closing costs
  • Application & appraisal fees may apply
  • Easy terms to fit your monthly budget 
  • Minimum limit of $10,000 and maximum of $150,000

Not sure which way to go? Talk with one of our Member Service Representatives today at 800.287.0046, to guide you in the right direction.

Need Homeowners Insurance?  Get a Free Quote.

Need a Mortgage?  You don't have to be the expert, leave that to us.

Community Alliance Credit Union NMLS# 719122, is in compliance with the S.A.F.E. Act, has successfully registered our experienced and skilled mortgage loan originators with the Nationwide Mortgage Licensing System & Registry (NMLS)

Application rate varies depending on member's credit qualifications. Credit limit based upon credit qualifications and loan-to-value ratio (up to 90% of fair market value of Michigan primary residence less other liens). Terms are subject to change without notice.  Property, title and/or flood insurance, if applicable are required.  Lifetime APR will not exceed 18%.
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