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Online Banking

Home Equity

Home Equity Loans

With a Home Equity Line-of-Credit you can access cash whenever you need it.  

Pull the money out of your house to add value to your home's equity at a much lower cost than other options.  Community Alliance Credit Union offers programs to meet your needs.

Home Equity Line-of-Credit - HELOC

  • No Annual FeeHome Equity Loan
  • Credit limits up to 100% of the appraised value (less first mortgage)
  • To apply, visit us in Livonia 7 days a week!
  • Call us Monday - Friday at 800.287.0046
  • Use our calculators to determine your Home Equity loan payment   
  • Get a Free Quote and Save on Home Owners Insurance

Fixed Rate Closed-End Loans

  • Credit Limits up to 100% of the appraised value (less first mortgage).
  • Please contact the Credit Union for details on rates and repayment terms.

Cash Out Mortgage Refinance

All Programs Offer

  • Low rates
  • Low or no closing costs
  • Application fee may apply
  • Easy terms to fit your monthly budget 
  • Minimum limit of $10,000 and maximum of $150,000

Not sure which way to go? Talk with one of our Member Service Representatives today at 800.287.0046, to guide you in the right direction.

Need Homeowners Insurance?  Get a Free Quote.

Need a Mortgage?  You don't have to be the expert, leave that to us.

Community Alliance Credit Union NMLS# 719122, is in compliance with the S.A.F.E. Act, has successfully registered our experienced and skilled mortgage loan originators with the Nationwide Mortgage Licensing System & Registry (NMLS)

Application rate varies depending on member's credit qualifications. Credit limit based upon credit qualifications and loan-to-value ratio (up to 100% of fair market value of Michigan primary residence less other liens). Terms are subject to change without notice.  Property, title and/or flood insurance, if applicable are required.  Lifetime APR will not exceed 18%.
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