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Online Banking

Home Equity

Home Equity Loans

Want to update your home?  Draw on your HELOC whenever you need it!

No Closing Cost!

Pull the money out of your house to fix it up and add value to your home.  Community Alliance Credit Union offers programs to meet your needs.

Home Equity Line-of-Credit - HELOC

  • No Annual Fee!Home Equity Loan
  • Credit limits up to 100% of the appraised value (less first mortgage)
  • Discounts on Home Owners Insurance
  • Contact the Credit Union for details on rates and repayment terms.
  • To apply, call 800.287.0046 or come in 7 days a week!
  • Calculate your loan payment   

Fixed Rate Closed-End Loans

  • Credit Limits up to 100% of the appraised value (less first mortgage).
  • Please contact the Credit Union for details on rates and repayment terms.

Cash Out Mortgage Refinance

All Programs Offer

  • Low rates
  • Application fee may apply
  • Easy terms to fit your monthly budget 
  • Minimum limit of $10,000 and maximum of $150,000
  • Tax Break (For more information, consult your tax advisor)

Not sure which way to go? Talk with one of our Member Service Representatives today at 800.287.0046, to guide you in the right direction.

Need a Mortgage?  You don't have to be the expert, leave that to us, learn more.

Community Alliance Credit Union NMLS# 719122, is in compliance with the S.A.F.E. Act, has successfully registered our experienced and skilled mortgage loan originators with the Nationwide Mortgage Licensing System & Registry (NMLS)

Application rate varies depending on member's credit qualifications. Credit limit based upon credit qualifications and loan-to-value ratio (up to 100% of fair market value of Michigan primary residence less other liens). Terms are subject to change without notice.  Property, title and/or flood insurance, if applicable are required.  Lifetime APR will not exceed 18%.

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