Auto, Home, Life and Health Insurance Products for Our Members
TruStage® Auto & Home Insurance Program (Liberty Mutual)
Community Alliance Credit Union Members Could Save Hundreds on Car Insurance
Talk directly to Melanie (Liberty Mutual Representative) when you come into the Livonia Branch on Friday, September 27th to see if she can save you money on Auto & Home Insurance!
Your credit union membership could help you save hundreds of dollars on insurance. Community Alliance Credit Union members may qualify for discounts on car insurance through the TruStage Auto Insurance Program. You could save big, and it can be easy to switch carriers—without losing any money.
TruStage offers a powerful mix of savings and popular, member-friendly benefits:
- Credit union member discounts
- Nationally recognized companies
- Friendly, 24/7 service—even on holidays
- Discounts for multiple vehicles, safety features, good driving and more
- Mobile app for easy claims
A Tradition of Strength
TruStage is part of a heritage of faithful service to credit union members spanning more than 80 years. Over 17 million people have selected TruStage for AD&D, life, auto & home insurance and more.
TruStage® Auto Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.
TruStage Health Insurance Program: Affordable Health Insurance Made Easy
- The 2020 Open Enrollment Period runs from November 1, 2019 to December 15, 2019.
- Plans sold during Open Enrollment start January 1, 2020.
Debt - Cancellation Program
Protect your family against the unexpected.
Whether you're taking out a loan to make home improvements or buy a vehicle, it can be a financial gamble because things happen…life happens. You’re betting you can pay back your loan and won’t lose your job (due to no fault of your own), or become disabled (due to injury or illness), or pass away—leaving your family responsible for your loan balance.
Debt-Cancellation Program* is a voluntary loan-payment protection product that helps you get relief from the financial burden of delinquency, default, or foreclosure if a protected life event unexpectedly happens to you. Simple eligibility requirements ease the enrollment process.
If a protected life event happens to you (and you’re a protected borrower or co-borrower on the loan), Our Deb-Cancellation Program will cancel or reduce repayment of your loan debt. Help lessen your worries, and your family’s worries, about paying loans during a time when your income may be reduced or lost and paying other household bills becomes challenging. Protected events include:
- Loss of life, including those caused by acts of war
- Disability, including those caused by acts of war
- Involuntary unemployment
Call a Member Service Representative at 800.287.0046 and ask about protecting your loans, today.
*Your purchase of Debt-Cancellation Program is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of Debt-Cancellation Program.
TruStage AD & D Insurance
Accidents can happen anytime. Don’t leave them unprepared.
Your untimely accidental death could leave your family with long lasting financial burdens. Accidental Death & Dismemberment insurance can help give them a safety net.
How does it work?
As a member of Community Alliance Credit Union you are eligible to enroll for $1000 of no-cost TruStage® Accidental Death & Dismemberment Insurance underwritten by CMFG Life Insurance. AD&D insurance can pay a cash benefit to your beneficiary if you die in an accident or suffer a serious injury.
Once you enroll, AD&D insurance pays a cash benefit to your beneficiary if you die from an accident or you are seriously injured. Credit union members ages 18 and over can also choose to increase their protection (Member Only Plan) or their family's (Family Plan) with up to an additional $300,000 in coverage.
Acceptance is guaranteed and there are no medical questions.
Enroll today at www.TruStage.com/ADD
TruStage® AD&D Insurance is offered by TruStage Insurance Agency, LLC and underwritten by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union. Base Policy Series E10a-014-2012, E10a-ADD-2012 and E10a-015-2012.
TruStage Life Insurance
Expect the best out of life, but be prepared.
You’ve always done what’s right for the ones you love. Taking steps to ease the financial burden if you were to die is just one more way to show you care.
TruStage® Life Insurance can help give you peace of mind today and provide an income-tax free cash benefit for your family. It can help pay expenses you might leave behind like funeral costs, mortgage payments or unpaid debts.
TruStage helps make it easy to compare insurance and explore options you can afford—so you can make a good decision today for your family:
- Compare life insurance options
- See instant quotes based on your budget
- Apply online or over the phone
Don’t wait another day to be prepared.
A Tradition of Strength
TruStage is underwritten by CMFG Life Insurance Company, which is rated “A” (Excellent) as of February 2017 by A.M. Best, an independent rating service that evaluates financial stability and operating performance. “A” is the third-highest of 16 ratings.
TruStage® Life Insurance is offered by TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union. © 2017 TruStage Insurance Agency