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Community Alliance Go to main content

Online Banking

Community Alliance Credit Union Auto Loans

Community Alliance CU Auto Loans

Enjoy the Savings With a Low Rate Car Loan!

Let Community Alliance put you into the car of your dreams.  Rates as low as 2.99% APR with direct deposit & automatic payment from your CACU checking.

Purchasing your car from a Dealership?  No problem...complete the loan process using your smartphone and DocuSign!

We've Made it Easy For You:

  • Check out our Competitive Loan Rates 
  • Apply Now before you go shopping and get results today
  • Call us Monday - Friday at 734.464.8079, then select option 5
  • After business hours, call our 24/7 Loan Center at 866.398.6660
  • Discounts on Auto Insurance
  • GAP (Guaranteed Asset Protection) Insurance - because settlements don't always cover your loss

Illustrations shown are estimates, they reflect direct deposit & automatic payment from a CACU Checking.

Loan Amount Interest Rate Terms Monthly Payment Total Interest Paid
$20,000 2.99% APR* 48 Months $442.59 $1,246.56
$25,000 2.99% APR* 60 Months $449.10 $1,949.03

How much can you afford?  Calculate your payment 

Save When You Have:

  • Automatic payments will save you time and money.  At closing, we can show you how to make payments through regular monthly deductions from your paycheck or checking account.
    • Ask for a .25% APR discount with direct deposit & automatic transfer payment from your CACU Checking Account.
Repo Cars for Sale      Need Auto Insurance?  Get a Free Quote!

*APR = Annual Percentage Rate



Guaranteed Asset Protection (GAP)

GAP is a voluntary program that we offer for your new or used vehicle loan including recreational vehicles. With GAP, you will avoid a serious financial loss, protect your vehicle and credit history.


Debt - Cancellation Program

Protect your family against the unexpected.

Whether you're taking out a loan to make home improvements or buy a vehicle, it can be a financial gamble because things happen…life happens. You’re betting you can pay back your loan and won’t lose your job (due to no fault of your own), or become disabled (due to injury or illness), or pass away—leaving your family responsible for your loan balance.

Debt-Cancellation Program* is a voluntary loan-payment protection product that helps you get relief from the financial burden of delinquency, default, or foreclosure if a protected life event unexpectedly happens to you. Simple eligibility requirements ease the enrollment process.

If a protected life event happens to you (and you’re a protected borrower or co-borrower on the loan), Our Deb-Cancellation Program will cancel or reduce repayment of your loan debt. Help lessen your worries, and your family’s worries, about paying loans during a time when your income may be reduced or lost and paying other household bills becomes challenging. Protected events include:

  • Loss of life, including those caused by acts of war
  • Disability, including those caused by acts of war
  • Involuntary unemployment

Call a Member Service Representative today.

*Your purchase of Debt-Cancellation Program is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of Debt-Cancellation Program.


Mechanical Repair Coverage

Mechanical Repair Coverage

As your vehicle gets older and miles add up, will you be able to afford the repairs you need to keep your car on the road?

Want to find out more?  Talk to a loan officer Monday- Friday call 734.464.8079.

 


Express Pay

With your authorization, the Credit Union can pull money from your other financial institution to pay your loan(s) with us electronically.  When you sign up for this service you will no longer need to mail in a payment for your loan(s).

Enrollment is easy.  Complete this authorization form and return it to the Credit Union.  If you need assistance, contact one of our Accounting Representatives.

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