Notice of Annual Meeting
The Credit Union’s Annual Meeting has been scheduled for Wednesday, April 28th at 4:00 p.m. at the administrative office located at 39209 Six Mile Rd., Suite 160, Livonia, Michigan. The Annual report has been posted here for your review.
In December 2020, the Committee on Board Membership solicited the membership for nominations to the Board of Directors. Three nominations were received from the incumbents: Richard Hrivnak, Kathy Raymor, and Karen Sanborn, to fill three positions. No other nominations were received therefore, the three incumbents were reelected for another 3-year term by acclamation. No other new business is listed on the Agenda for the 2021 Annual Business Meeting, which can be reviewed here.
Members wishing to attend must contact Lisa Campo at 734.464.8079 x 1004 in advance to sign a consent form, adhere to meeting guidelines set forth by the Michigan Department of Health and Human Services (MDHHS) epidemic order, and complete a COVID-19 screening questionnaire that you must bring with you to the meeting.
Worksheets and Guides
Looking to create a budget? Want to learn how to improve your credit score? You can download worksheets and guides that can help you to continue to make progress towards your financial goals. Print out the worksheets to complete by hand or save on your own computer to complete electronically.
COVID-19 Phishing email attacks - Beware
The U.S. Secret Service is anticipating an increase in attempted cyber-enabled frauds throughout the time of this pandemic, and in the months and years to follow.
Scammers have already concocted numerous methods for defrauding the public in connection with COVID-19. We are receiving increasing reports of criminals setting up fraudulent websites and posing as healthcare workers to defraud the public seeking treatment for COVID-19. As businesses increase their telework, we are seeing a rise in phishing emails and business email compromises. There is also the significant risk of ransomware, or other cyber-criminal activity, disrupting medical services or government operations essential for responding to this pandemic.
Some examples of frauds linked to COVID-19 include:
- Treatment scams: Scammers are offering to sell fake cures, vaccines, and advice on unproven treatments for COVID-19.
- Supply scams: Scammers are creating fake shops, websites, social media accounts, and email addresses claiming to sell medical supplies currently in high demand, such as surgical masks. When consumers attempt to purchase supplies through these channels, fraudsters pocket the money and never provide the promised supplies.
- Provider scams: Scammers are also contacting people by phone and email, pretending to be doctors and hospitals that have treated a friend or relative for COVID-19, and demanding payment for that treatment.
- Charity scams: Scammers are soliciting donations for individuals, groups, and areas affected by COVID-19.
- Phishing scams: Scammers posing as national and global health authorities, including the World Health Organization (WHO) and the Centers for Disease Control and Prevention (CDC), are sending phishing emails designed to trick recipients into downloading malware or providing personal identifying and financial information.
- App scams: Scammers are also creating and manipulating mobile apps designed to track the spread of COVID-19 to insert malware that will compromise users’ devices and personal information.
- Investment scams: Scammers are offering online promotions on various platforms, including social media, claiming that the products or services of publicly traded companies can prevent, detect, or cure COVID-19, and that the stock of these companies will dramatically increase in value as a result. These promotions are often styled as “research reports,” make predictions of a specific “target price,” and relate to microcap stocks, or low-priced stocks issued by the smallest of companies with limited publicly available information.
Please contact the U.S. Secret Service, Detroit Field Office, (313)226-6400, should your businesses, organizations, or agencies need any assistance with the above listed scams, or any other criminal activities such as business email compromises (BECs), network intrusions, or ransomware.
To protect yourself from scams, please know that we won’t ask for confidential information. Read advice from the Federal Trade Commission.
How Secure Are Your Passwords?
It's important to create strong passwords, here are 10 rules to follow.
Because of visa time limits, many countries require your passport to be valid for 3-6 months beyond your departure date. In a nutshell, this means if you travel out of the country and your passport expires in a month, it might not be valid and you may not be able to board a flight.
The Three Major Credit Bureaus:
Experian experian.com 888.397.3742
Equifax equifax.com 800.685.1111
TransUnion transunion.com 800.888.4213
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