Youth Month - April
What kind of saver is your child? One who saves happily, or with a scowl?
Every saver is unique, but most people who save regularly developed the habit early in life. Learning to delay gratification in order to save for long-term goals is a crucial life skill, and one we are committed to helping our youngest members develop.
That's why we’ve create programs and services designed specifically for young people. One of those is our Youth Month programming. Every member under the age of 18 who makes a deposit during April will be given a FREE Owl Keychain.
By helping your child give a hoot about saving now, you’ll help them soar when they’re older.
Come in during the month of April for:
- Owl keychain
- Bunny Money book
- And more!
ID Theft Recovery Services
We offer fully managed identity theft recovery services, which can restore your good name if your identity gets stolen. In the event that you suspect identity theft or fraud for any reason, call us, at 800.287.0046. When you have coverage, we will put you in touch with an Identity Recovery Advocate that will do most of the work for you, learn more.
Steps you need to do to recover from identity theft:
Contact all creditors, utilities, and financial institutions
File a report with your local police. Get a copy of the report in case a creditor needs proof of the crime
File a complaint with the Federal Trade Commission (FTC) and the Identity Theft Hotline at 877.IDTHEFT (438.4338)
Ask your creditors if they’ll accept the FTC’s ID Theft Affidavit. You can get one by calling the FTC at 877.IDTHEFT or at www.consumer.gov/idtheft. The affidavit allows consumers to report identity theft information to several companies simultaneously.
Report spam (e-mails) by sending an e-mail to the FTC at firstname.lastname@example.org.
If it appears that someone is using your SSN, contact the Social Security Administration to verify the accuracy of your reported earnings and your name. Call 800.772.1213 to check your Social Security statement.
Request your Free Annual Credit Report, the three major credit bureaus are:
Experian experian.com 888.397.3742
Equifax equifax.com 800.685.1111
TransUnion transunion.com 800.888.4213
If you have questions, call the Credit Union at 800.287.0046
Together We Can Fight Against Fraud - It's a Team Effort
What you can do to help:
By us working together, we can win the fight against fraud.
Beware of IRS Tax Scams
There are multiple versions of this scam, but the most prevalent reported by residents is where they receive a call from a number that shows the "Washtenaw County Sheriff's Office" on the caller I.D. Once answered the person pretends to be a Sheriff's Office deputy and claims that the resident is past due on their taxes. The resident is asked for personal information and asked to pay their overdue taxes via the phone. If they refuse to give the information or make a payment residents are threatened that a deputy will be sent to their home.
Please know that the Sheriff's Office does not make calls on behalf of the IRS and that these calls are scams.
The IRS Will NOT:
1) Call you to demand immediate payment.
2) Call you if you owe taxes without first sending you a bill in the mail.
3) Demand that you pay taxes and not allow you to question or appeal the amount you owe.
4) Require that you pay your taxes a certain way. For instance, require that you pay with a prepaid debit card.
5) Ask for your credit or debit card numbers over the phone.
6) Threaten to bring in police or other agencies to arrest you for not paying.
If you receive a phone call or voicemail from someone claiming to be from the IRS, here’s what you should do:
If you know you owe taxes or you think you might owe taxes, call the IRS at 1.800.829.1040. The IRS employees at that line can help you with a payment issue, if there really is such an issue.