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Community Alliance Go to main content

Internet Banking

Mortgage Center

Mortgage Center

Mortgage Loans

Mortgages You Can Live With From Someone You Trust!

At Community Alliance Credit Union our partner Mortgage Center offers the best rates and products around.

Questions?  Get Answers!

  1. Ready to purchase a Home?
  2. Looking to save money and refinance?
  3. Apply by phone call 800.353.4449 to talk with one of our Mortgage experts.
  4. Start your Mortgage application online today.

Financing Options

  • FHA
  • Fixed Rate
  • VA Loans
  • Pre-Qualification
  • Adjustable Rate
  • Rural Development

eSign Has Arrived!

With this new enhancement, the mortgage process will be easier, faster, and more secure for you. Long gone are the days of snail mail - members are now able to return documents electronically. Application packages, disclosures, and appraisals will all be sent via a secure email to members for you to sign, and return electronically.

Get Pre-Qualified*

What can be better than getting Pre-Qualified with no up front costs while you shop for your dream home?

What is HARP?  

HARP (Home Affordable Refinance Program) is a program that will allow qualified homeowners to refinance their mortgage into a lower rate loan, even if they have little or no equity or even owe more than the home’s current value.  Have questions?  Learn more about HARP.

*A nominal fee will be charged to cover the cost of the credit report.


Payment Options

Online Payments – Enrolling with Auto Pay allows you to select the timing that works best for you, whether it is a one-time payment, or every month!

Bill Pay – You can make your payment through our online bill pay service, it's easy to set up.

By Mail – As always, you can mail your payments to Mortgage Center. Please be sure to include your loan number on all checks and mail them to: Mortgage Center,  PO Box 2171, Southfield, MI 48037-2171.

By Phone – Check by phone allows you to transfer funds from your checking account quickly and easily. Just call us at 800-454-0356.

Go Paperless!

If you receive a paper mortgage statement, you may opt out and enroll in eStatements.

Application rate varies depending on member's credit qualifications.  Credit limit based upon credit qualifications and loan-to-value ratio (up to 100% of fair market value of Michigan primary residence less other liens). Terms are subject to change without notice.  Property, title and/or flood insurance, if applicable are required.  

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