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Community Alliance Go to main content

Online Banking

Personal Loans

Community Alliance CU Personal Loans

Vacation Loan Special can be used to pay off high rate credit cards, consolidate debt, travel, and more.

Take the Cash Challenge and have a chance to win $250!

  • Flexible terms
  • Competitive loan rates.Vacation Loan
  • Call us anytime 24/7 at 734.464.8079, option 5
  • Apply Now!

Vacation Loan Special

  • Rates as low as 6.99% APR**
  • Go Now Pay Later - No payments for 60 days!*
Loan Amount Term Monthly Estimated Payment
$1,000 12 Months $86.53
$5,000 36 Months $154.38

 

 

 

*Interest on your loan begins to accrue from the date the loan is disbursed.  You may elect to have your minimum payment for the first two months to be $0.00.  Deferred payment is only good for personal loans. Offer ends 8/31/2021.

**APR = Annual Percentage Rate based on individual credit worthiness.  Loans cannot be used to refinance existing loans at CACU.  Payments shown are based on a discount rate of 6.99% APR and are only estimates.  Offer ends August 31, 2021.

Save with automatic payments!  At closing, we can show you how to make payments through regular monthly deductions from your paycheck or checking account.

  • Ask for a .25% APR discount with direct deposit & automatic transfer payment from your CACU Checking Account.

How much can you afford?  Calculate your payment 

Complete the entire loan application process without having to leave your home with DocuSign!  DocuSign offers eSignature, a way to sign electronically from different devices.


Easy Money Loan - No Credit Check

  • $1,000*
  • 12 Month Term
  • 18% APREasy money

Loan Qualifications:

  • Member for at least six (6) months, and in good standing
  • Direct Deposit with Community Alliance Credit Union for past 3 months
  • Not currently in bankruptcy
  • Not past due on any current or previous Community Alliance loans
  • One No Credit Check Loan per member

Payment Options:

  • 12 monthly payments with debt protection = $94.09
  • 12 monthly payments without debt protection = $91.68
*Subject to a $50 processing fee with automatic payment transfer from a Community Alliance Checking Account. Other restrictions may apply. Payments shown are estimates. Your first payment is due 30 days after loan is closed/disbursed.

Anytime Cash Loan - Overdraft Protection

This is an unsecured line-of-credit loan with limits available from $1,000 up to $15,000.  Once approved, you can access your loan anytime from just about anywhere. Features include:

  • Overdraft protection on your Checking Account
  • You can transfer money from your Anytime Cash Loan to your checking or savings through Internet Banking, Mobile Banking or In-Touch

Share Secured Loans

Obtain a low-rate loan by securing the loan with funds in your share account, certificate of deposit, or money market account.  As the loan is paid down, those funds are released back to your account, leaving your savings intact

Express Pay

With your authorization, the Credit Union can pull money from your other financial institution to pay your loan(s) with us electronically.  When you sign up for this service you will no longer need to mail in a payment for your loan(s).

Enrollment is easy.  Complete this authorization form and return it to the Credit Union.  If you need assistance, contact one of our Accounting Representatives.

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