Save with automatic payments! At closing, we can show you how to make payments through regular monthly deductions from your paycheck or checking account.
- Ask for a .25% APR discount with direct deposit & automatic transfer payment from your CACU Checking Account.
How much can you afford? Calculate your payment
Complete the entire loan application process without having to leave your home with DocuSign! DocuSign offers eSignature, a way to sign electronically from different devices.
Did you know, if you have a loan with us, you may be eligible to skip a payment on that loan?! What an easy way to keep extra money in your pocket for your holiday shopping!
Our Skip-A-Pay option is available all year long, so even if you don't have a loan with us, you can refinance the loans you have at other financial institutions, or apply for a new one today, and skip a payment in a later month if you are eligible.
Three easy ways to submit your Skip-A-Pay*
1. Submit your request through CACU online banking. In the (Services) tab find (Skip A Pay) in the list of services and click (Continue)
2. Click the “Skip a Pay” banner above or on the website home page to complete the form
3. Call us at 800.287.0046
4. Come see us at our Livonia Branch
*Skip-A-Pay requests must be received by Community Alliance Credit Union at least three business days prior to the payment due date of your loan(s).
Our Holiday Loans can get even more money in your pocket and give you a head start on your shopping. Plus, you don't have to pay for 60 days!
Terms: Up to 60 months
APR: 7.24 - 21.74%
Rates are based on creditworthiness, so your rate may change. Personal Loan rates range from 7.24% to 21.74% APR. Payment example: A loan amount of $5,000 for 36 months has a payment range of $155 to $191 and a finance charge range of $578 to $1,850.
Anytime Cash Loan - Overdraft Protection
This is an unsecured line-of-credit loan with limits available from $1,000 up to $15,000. Once approved, you can access your loan anytime from just about anywhere. Features include:
- Overdraft protection on your Checking Account
- You can transfer money from your Anytime Cash Loan to your checking or savings through Internet Banking, Mobile Banking or In-Touch
Share Secured Loans
Obtain a low-rate loan by securing the loan with funds in your share account, certificate of deposit, or money market account. As the loan is paid down, those funds are released back to your account, leaving your savings intact
With your authorization, the Credit Union can pull money from your other financial institution to pay your loan(s) with us electronically. When you sign up for this service you will no longer need to mail in a payment for your loan(s).
Enrollment is easy. Complete this authorization form and return it to the Credit Union. If you need assistance, contact one of our Accounting Representatives.Go to main navigation