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Community Alliance Credit Union Savings & Checking

Community Alliance Credit Union Savings Rates

Savings Rates

Savings Rates
Effective Date: Wednesday, February 22nd, 2017
Share TypeMinimumDividend RateAPY*Compounded
Savings (1)
(share 01-share 25)
$5.00** 0.050% 0.050% Quarterly
Money Market
(share 85)
$2,500 0.100% 0.100% Monthly
Premium Money Market
(share 86)
$25,000-$49,999 0.150% 0.150% Monthly
Premium Money Market
(share 86)
$50,000-$99,999 0.300% 0.300% Monthly
Premium Money Market (share 86) $100,000 and over 0.499% 0.500% Monthly
IRA Share (1)
(share 70)
$5.00 0.050% 0.050% Quarterly
IRA Roth / Educational
(share 75-77)
$5.00 0.100% 0.100% Quarterly
Holiday Savings
(Share 99)
$5.00 0.050% 0.050% Quarterly
Interest Checking $5.00 - $2,499 0.050% 0.050% Monthly
  $2,500 - $14,999 0.050% 0.050% Monthly
  $15,000 0.100% 0.100% Monthly
Business Interest Checking Less than $3,500 No Interest Paid    
  $3,500 - $9,999 0.100% 0.100% Monthly
  $10,000 0.200% 0.200% Monthly
(*) APY (annual percentage yield) means a percentage rate reflecting the total amount of dividends or interest paid on an account, based on the dividend or interest rate and the frequency of compounding for a 365 day period. Fees may reduce earnings. Minimum balance may be required on some accounts to earn dividends. Rates may change after account is open.
**The primary share account (share 01) must maintain a minimum balance of $5.00.
(1) Dividend shown is for the previous quarter. Community Alliance Credit Union's Board of Directors determines the dividend rate paid on share accounts each calendar quarter based on the earnings of the Credit Union. These dividends are calculated based on the daily balance and paid on the first day of the following quarter.

Certificate of Deposit Rates
Effective Date: Wednesday, February 22nd, 2017
Certificate TypeMinimumRateAPY*Compounded
6 Month
(Regular & IRA)
$500 0.150% 0.150% Anniversary
1 Year
(Regular & IRA)
$500 0.247% 0.250% Monthly
1 Year - Save to Win-Special (Regular) $25 0.499% 0.500% Monthly
13 Month Special $500 1.12% 1.13% Monthly
Must be new money.  A penalty is imposed for early withdrawals. Converts to a 12 month certificate at maturity.  Offer may be revoked at any time.  Call for maximum amount.
18 Month 
(Regular & IRA)
$500 0.347% 0.350% Monthly
2 Year
(Regular & IRA)
$500 .545% .550% Monthly
25 Month Special $500 1.24% 1.25% Monthly
Must be new money.  A penalty is imposed for early withdrawals. Converts to a 24 month certificate at maturity. Offer may be revoked at any time.  Call for maximum amount.
3 Year
(Regular & IRA)
$500 .742% .750% Monthly
5 Year
(Regular & IRA)
$500 1.235% 1.250% Monthly
With an Interest Checking account you are eligible to receive a .50% rate bonus on any regularly priced certificates.   This offer may not be combined with any other promotion or special CD's.
A penalty is imposed for early withdrawals on Certificates of Deposit. Fees may reduce earnings.
Penalty Calculation: Withdrawal amount - (Interest Earned from opening date - Interest withdrawn from opening date) *180* (Interest Rate/365)

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